Terms and Conditions for Udgir KalyanPay

1. Your Agreement with Udgir KalyanPay

These Terms and Conditions ("Terms") form a binding legal agreement that governs your use of the Udgir KalyanPay application (the "Application" or "Service"), a software platform designed for personal credit card management. By accessing or using the Application, you confirm that you have read, understood, and agree to be bound by these Terms. This grants you a personal, non-exclusive, non-transferable license to use the Service in full compliance with the applicable laws of India.

2. User Accounts and Conduct

2.1 Eligibility to Use the Service

To create an account and use Udgir KalyanPay, you must:

  • Be at least 18 years of age or use the Service under the direct supervision of a parent or legal guardian.
  • Provide a valid phone number and other required information for account verification.
  • Agree to adhere to all conditions outlined in these Terms.

2.2 Your Responsibilities

You are solely responsible for all activities conducted through your Udgir KalyanPay account. You agree to safeguard the confidentiality of your password and login credentials. All information you provide during registration must be truthful, accurate, and kept up to date. Should you provide false information or violate these Terms, we reserve the right, at our discretion, to suspend or terminate your account and prevent your future access to the Service.

3. Account Registration and Security

3.1 Creating Your Account

Use of our Service requires you to register for a personal account. This process involves providing certain information, as detailed in our Privacy Policy. You are encouraged to review our Privacy Policy at: https://www.kalyanpaycredit.com/privacy-policy.

3.2 Account Security

You are responsible for taking reasonable measures to prevent unauthorized access to your account. If you suspect your password has been compromised or your account has been accessed without your consent, you must notify us immediately by contacting care@kalyanpaycredit.com.

4. Data Privacy

Your privacy is important to us. Our data collection and usage practices are governed by our Privacy Policy. By using Udgir KalyanPay, you consent to the data practices described therein.

5. License Grant and Usage Restrictions

We grant you a limited, non-exclusive, and revocable license to use the Udgir KalyanPay Service for personal, non-commercial purposes only. You agree not to perform any of the following actions without our prior written consent:

  • Reproduce, distribute, or publicly display any part of the Application's content.
  • Modify, decompile, reverse-engineer, or create derivative works from any part of the Application.
  • Utilize any automated means, such as scrapers or bots, to extract data from the Service.
  • Resell or use the Service or its content for any commercial purpose.
  • Share your account login credentials with any third party.

Any unauthorized use of the Application will result in the immediate termination of this license.

6. Service Availability and Modifications

6.1 General Availability

While we aim to provide a consistently available Service, we do not guarantee uninterrupted access. The Service may be temporarily unavailable for scheduled maintenance, system upgrades, or other operational reasons.

6.2 Service Suspension

We may need to suspend the Service without prior notice in urgent circumstances, such as critical system failures, immediate security threats, or force majeure events. We will make reasonable efforts to provide advance notice when feasible.

6.3 Service Termination

We reserve the right to modify, suspend, or permanently discontinue the Service or any part thereof at our discretion. Upon termination, all rights and licenses granted to you under these Terms will immediately cease, and you must discontinue all use of the Application.

7. Contact Information

If you have any questions about these Terms, please contact us via email at care@kalyanpaycredit.com. For more information, you can also visit our official website: https://www.kalyanpaycredit.com.